ATP Livslang Pension

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Claim your pension

You must complete and return a special application form before we start paying out your pension.

Your pension

When you are nearing pensionable age, you will receive a letter stating the amount of your pension. The amount of your pension is used to determine whether you will receive pension benefits once a month or as a lump sum.

Please note that it is not possible to have your money paid out before you reach your pension age. This applies even though you leave Denmark.

Claiming your pension

When you turn 65, you will receive your ATP Livslang Pension - either in the form of monthly pension benefits or as one lump sum.

• Monthly payment:
  You will receive regular payments once a month for the rest of your life. If the Danish tax authorities have not informed us of your income tax rate, we will deduct tax at the rate of 55 per cent from your pension.
• Lump sum:
  All of your pension will be paid out as a lump sum - less 40 per cent for taxes.

You must complete and return this application form before we start paying out your pension. Please note that the bank will deduct a fee from every payment if the amount is transferred to a bank outside Denmark.

Shortly before your pension is paid out, you will receive a letter stating the exact amount you will receive.

Deferring your pension

You can choose to defer your pension. If you wish to do so, please tick the box "I wish to defer my ATP Livslang Pension until:" on the form.

Further information 

If you have any questions, please do not hesitate to call us at +45 48 20 49 23.