ATP Livslang Pension (Lifelong Pension)

ATP is a responsible and forward-looking pension provider. We safeguard the shared savings of Danes and ensure that we will all have a little bit extra to live on when we retire.

What is ATP Livslang Pension (Lifelong Pension)? 

ATP Livslang Pension (Lifelong Pension) is a collective pension scheme that all wage earners are automatically contributing to. From the day you retire and from that point on, you will be paid a monthly supplement to your state pension - and it does not matter how old you end up becoming.

This is also the only pension saving that both you, your neighbour, your colleagues, and, not least, your employer have in common. In fact, we are five million Danes all saving up together.

Why do we manage pensions?

Together with the state pension, ATP Livslang Pension (Lifelong Pension) amounts to the basic benefit of the Danish pension system. The Danish pension system is built on three pillars: ATP Livslang Pension (Lifelong Pension) and the state pension, labour market pensions based on collective agreements and voluntary private pensions.

ATP was founded in 1964 and charged with creating supplemental pensions for Danes. Ever since then, we have ensured that you will have a bit more to live on when you retire. Some hardly notice the extra supplement, but for others, they would not have a good retirement without it.

No one knows what the future will look like, what career is ahead or what opportunities there are to save up. However, we do know that ATP Livslang Pension (Lifelong Pension) will be there for them, no matter who they are or what life brings them.

How do we manage pensions?

As the pension company of all of Denmark, we take our responsibility seriously.

This means that we make every effort to grow the savings via responsible investments that generate good and stable returns. To do so, we use various methods and calculation models to ensure that ATP Livslang Pension (Lifelong Pension) continues to be paid into the bank accounts of the Danes, no matter if they end up living to the age of 73 or 103.

Our approach to administration is forward looking, and this helps to guarantee that Danes can always rely on their ATP Livslang Pension (Lifelong Pension), both now and in the future.

Facts about ATP Livslang Pension

88 %
of Danes make contributions to ATP
947 bn (DKK)
total pension assets of the ATP Group
17.3 bn (DKK)
pension payouts in 2021
5.4 million
members of ATP Livslang Pension
40 %
of Danish pensioners have no other pension income than their public pensions and ATP
75,000 DKK
maximum payouts in survivor benefits